If you are a resident of Indiana and need medical assistance, you may be wondering if you are eligible for Medicaid. Here are the requirements you need to meet to qualify. How is eligibility determined? To be eligible for Indiana Medicaid, you must meet certain...
Medicaid Planning
Can Medicaid garnish your estate?
If you aren’t aware of the Medicaid Estate Recovery Program (MERP), it might help to speak with a lawyer. The Medicaid you receive can be garnished from your estate upon your death. Estate owners need to protect their assets from creditors, tax collectors and fraud....
Medicaid trusts and long-term care in Indiana
Planning for long-term care can be quite an undertaking. The costs of nursing homes in Indiana and nationwide average about $80,000-$100,000 annually for a semi-private or private room. Many seniors look to their state's Medicaid program to help with those costs. The...
Why early planning for Medicaid qualification is so crucial
There are two primary government insurance programs that people rely on when they get older. Adults who are 65 can start receiving Medicare benefits for their standard health care needs. Those with more intensive medical requirements and those who are not yet 65 may...
What Protections Do Spouses Have From Medicaid?
Getting a spouse into a long-term care facility or nursing home is one of the most challenging things a person can go through. If that spouse has dementia or some other cognitive disorder, they may not understand this change in their habitation and may react in a way...
What is Medicaid planning, and why should you consider it?
You’ve probably heard of estate planning, which involves creating a last will and other documents that outline your wishes for when you die or if you wind up medically incapacitated. But you may not be as familiar with the term Medicaid planning. This involves...