It can be intimidating to file bankruptcy in Indiana. It is a huge financial decision that will change your credit status for quite a while. It may impact you in many ways. It is also a legal process that requires following instructions carefully and ensuring that you do everything required to have your bankruptcy reach discharge. With this in mind, the United States Courts does remind you that you can file bankruptcy without an attorney but that it is not advised to do so.
In general, if you have a very simple case where you have no assets and no complications of any sort, then you may be able to file easily without an attorney. However, this is often not the case for most people.
Besides the complications of assets and odd income situations, just filling out the paperwork properly can be difficult for the average person. There are many rules to filing bankruptcy and if you make one mistake, the court could throw out your case.
This is why the court recommends using an attorney. With an attorney, you have someone who knows the law inside and out. He or she understands what must be included on paperwork, when to file paperwork and what to do in the creditor meeting.
Above all, an attorney can offer you legal advice. Nobody else in the process may do so. The clerks at the court can only answer general questions. They will not answer any questions pertaining to legal matters or the bankruptcy process. This information is for education and is not legal advice.